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You know you need a high risk merchant account to set your risky business going, but you don’t know where to start.
More often than not, businesses that deal with gambling, gaming, guns, adult entertainment, pharmaceuticals, cryptocurrency, electronics, etc.—and many other products and services considered high-risk—struggle to open a merchant account, and start taking payments.
Underwriters would consider you risky for several reasons including but not limited to;
- Excessive chargebacks,
- Fraud risks,
- Doubtful services and products that need legal approval;
- Poor or doubtful business and/or personal credit;
- High ticket sales using credit cards;
- Selling to consumers with bad credit
Other factors like business type and model, as well as processing history may also lead to a high-risk categorization.
So what are the essentials to consider when opening a merchant account?
1. Is the merchant account best for your business?
Different merchant account providers favor different businesses. For example, … Read More